VBS Mortgage offers a complete construction loan program in partnership with our affiliate F&M Bank.  As a local bank and mortgage lending team, we are able to both finance the construction and then refinance the home on the secondary market into a fixed rate mortgage.  We have been able to make building your dream home a seamless and painless process, therefore making it accesible to more people.  Meeting your needs and helping make your dreams reality is our priority.  We have some great options for construction loan and refinance.

For more details on building your dream home, visit our blog article 4 Questions You Should Ask When Considering A Construction Loan.

The unique construction loan program between VBS and F&M

Contact us for program details and guidelines.  All programs subject to borrowers qualifications.

How to Reduce Expenses and Qualify for a Mortgage: Please go to this website So you can learn more about reducing fees and transaction costs at your small business.

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